Smart Checkout
One-page checkout tuned for conversion on every device.
Payments
Payments That Just Work
We integrate secure, PCI DSS ready payment gateways so you can accept cards, UPI, netbanking and wallets through one clean checkout, with a settlement and reconciliation flow you can trust.
- One checkout, every payment method
- PCI DSS ready, tokenised card data
- Cards, UPI, netbanking and wallets
- Reconciliation and settlement built in
Overview
What is payment gateway integration?
Payment gateway integration is the work of connecting a payment provider to your website or app so customers can pay by card, UPI, netbanking or wallet, and so orders, refunds and settlements stay in step. Innoventure Fintech integrates PCI DSS ready gateways using tokenisation, webhooks and automated reconciliation.
A payment gateway is where trust is won or lost. We integrate the gateway that fits your market and your fees, then wire it into your product so the checkout is fast, clear and hard to abandon.
Tokenisation keeps card data off your servers, webhooks keep your order state honest, and automated reconciliation means finance is not chasing settlements in a spreadsheet every morning.
What you get
- Gateway selection and fee review
- Hosted or in-app checkout
- Card tokenisation and saved cards
- Webhooks and idempotent order state
- Refunds, partial refunds and disputes
- Reconciliation and settlement reports
What does an integration include?
Everything you need to take a payment and account for it, without surprises at month end.
PCI DSS Ready
Tokenisation and hosted fields keep card data out of scope.
Local Methods
UPI, netbanking, wallets and EMI alongside global cards.
Webhooks
Idempotent event handling so an order is never double-charged.
Refunds & Disputes
Full, partial and automated refund and chargeback flows.
Reconciliation
Settlement reports matched to orders, ready for finance.
How does an integration project work?
Four disciplined stages, a fixed milestone plan, and staging you can watch from day one.
Discovery
Requirements, compliance scope, target users and the metrics that define success.
Architecture
A secure, scalable architecture, the integrations mapped and a fixed milestone plan.
Build & Integrate
Built in two-week sprints, wired to your payment and banking rails, tested on live staging.
Launch & Support
Security hardening, zero-downtime go-live, source and IP handover, then ongoing support.
What technology do we use?
Stripe
PayPal
Razorpay
PayU
Cashfree
Webhooks
Payment gateway questions
Razorpay, Stripe, PayPal, PayU, Cashfree and most regional gateways. We help you pick the one that fits your market, methods and fee structure.
We build to a PCI DSS ready pattern using tokenisation and hosted fields so raw card data never touches your servers. Formal certification is scoped with your acquirer.
Yes. UPI, netbanking, popular wallets and EMI can all sit in the same checkout alongside domestic and international cards.
Yes. We wire up full and partial refunds, dispute handling, and automated reconciliation so settlements match your orders.
Any business taking money online: an ecommerce store, a subscription product, a marketplace splitting payouts, or an app that needs saved cards and one-tap repeat payments.
It depends on the gateway, the payment methods and how much order, refund and reconciliation logic already exists. Discovery produces a milestone-based timeline before build starts.
Our build cost is scoped after discovery. Separately, the gateway charges its own transaction fees, which we review with you during gateway selection so the running cost is clear up front.
Ready to build in fintech?
Tell us your product idea and your compliance needs. We come back with an architecture, a milestone plan and a fixed number.
- Free consultation
- NDA signed upfront
- Fixed milestone pricing
